The Impact of Rural Commercial Banks'Support to Agriculture on Profitability
Based on the panel data of 59 rural commercial banks in China from 2014 to 2021,the fixed effect model was used in this paper to analyze the impact of rural commercial banks'increasing support for agriculture on their profitability and its heterogeneity,and the moderating effect was used to explore the role of interest rate liberalization between them.The research results showed that rural commercial banks can improve their profitability by increasing their support for agriculture,and this positive effect has obvi-ous scale heterogeneity and regional heterogeneity,which is more significant in larger-sized rural commer-cial banks or those in the eastern part of China.The deepening of the interest rate liberalization has a pos-itive moderating effect in the process of rural commercial banks'efforts to support agriculture to promote their profitability.
rural commercial bankssupport for agricultureprofitabilityinterest rate liberalization