Progress,Problems and Countermeasures of Establishing Personal Bankruptcy System
The personal bankruptcy system not only belongs to the credit market safety net and the financial market safety net,but also an important part of the social safety net.With the development of the market economy,the frequency and depth of partici-pation in economic activities by unincorporated enterprises,commercial natural persons and citizen natural persons are increasing,and the problem of personal bankruptcy is becoming more prominent.The absence of personal bankruptcy system indicates that the basic economic system lags behind the development practices of economy and consumer finance,affecting market vitality and the construction of social safety net,and has become a shortcoming of the market system that needs to be remedied urgently.At pres-ent,the basic conditions for the establishment of the personal bankruptcy system are in place,but there are still differences in terms of legislative thinking,supervision of debt evasion,management system and social idea.In the future,it is advisable to accelerate the construction of China's personal bankruptcy system,comprehensively consider the overall and unified promotion of bankruptcy legislation,balance reorganization and liquidation,strictly prevent bankruptcy fraud,avoid the abuse of the bankruptcy system,op-timize the personal bankruptcy management system and other matters,so as to provide the"honest and unfortunate"debtors with opportunities for economic rebirth.
Personal BankruptcyReorganizationLiquidationBankruptcy ManagementBankruptcy Fraud
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NSTL
万方数据
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