Before and after the establishment of the People's Republic of China,in order to stabi-lize prices and people's lives,Beijing started dis-counted savings and inflation-proof bank savings.Based on this,the People's Republic of China had entered a new stage of RMB savings and created a new era of people's savings.The creation of peo-ple's savings had successively stabilized prices and values of the currency,and guided people to develop good habits of savings.At the same time,it also ensured the stability of people's lives and gave them a preliminary experience of the happi-ness of life in the People's Republic of China.