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金融活动全部纳入监管的立法路径

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在构建现代金融体系的大背景下,金融活动全面纳入监管是防范系统性风险的需要、构建现代金融监管制度的需要,还是建设金融强国和深化金融体制改革的需要.落实到立法上,金融活动全部纳入监管需要重新设定金融监管的功能和定位,科学界定金融活动全部纳入监管的范围和边界,通过制度创新构建金融全面监管的法律体系.从金融治理的宏观角度和法律体系整体架构考虑,金融活动全部纳入监管不能简单地将未纳入监管的金融活动全部纳入现行监管制度,需要采用类型化方法对纳入监管的金融活动采用差异化、精准化监管路径,区分不同类型的金融活动,构建《金融稳定法》与《金融监管法》"双法并行"的法律监管架构,形成"双法并行"格局下多层级立法协同的全面监管法律体系.同时以第六次中央金融工作会议强调的"五大监管"为重点,融入大数据治理的新要求,创新金融监管关键制度,构建适应新时代发展的金融治理新框架和新体系.
The Legislative Path to the Full Integration of Financial Activities Under Supervision
In the context of building a modern financial system,the comprehensive inclusion of financial activities under supervision is necessary for preventing systemic risks,building a modern financial regulatory system,building a financial powerhouse and deepening the reform of financial system.In terms of legislation,it is necessary to redefine the functions and positioning of financial supervision,scientifically define the scope and boundaries of all financial activities included in regulation,and construct a legal system for comprehensive financial supervision through institutional innovation.From the macro perspective of financial governance and the overall framework of the legal system,it is not enough to simply include those financial activities which haven't been included under supervision into the current regulatory system.It is necessary to adopt a differentiated and precise regulatory approach for the financial activities which have been included under supervision by means of typification,distinguish between different types of financial activities,and construct a legal regulatory framework with the co-enforcement of the Financial Stability Law(《金融稳定法》)and the Financial Supervision Law(《金融监管法》),forming a comprehensive regulatory legal system with multi-level legislative coordination under the pattern of"co-enforcement of two laws"(双法并行).At the same time,with the emphasis on the"five major regulations"(五大监管)highlighted at the 6th Central Financial Work Conference,we will integrate new requirements for big data governance,innovate key financial regulatory systems,and build a new framework and a new system for financial governance,which are adapted to the development in the New Era.

financial riskfinancial supervisionfinancial legislationfinancial governance

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西南政法大学经济法学院,重庆 401120

金融风险 金融监管 金融立法 金融治理

国家社会科学基金重点项目

20AZD117

2024

北京大学学报:哲学社会科学版
北京大学

北京大学学报:哲学社会科学版

CSTPCDCSSCICHSSCD北大核心
影响因子:0.963
ISSN:1000-5919
年,卷(期):2024.61(2)
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