The Impact of Digital Inclusive Finance on the Consumption Level of Residents in Ethnic Areas
Based on the panel data of prefecture-level cities in eight provinces and regions of China's ethnic groups from 2011 to 2020,this paper explores the impact of digital financial inclusion on the consumption level of residents in ethnic areas and the moderating effect of the level of marketization.It is found that digital inclusive fi-nance can significantly increase the consumption level of residents in ethnic areas;at the same time,the breadth of coverage,the depth of use and the degree of digitization of digital inclusive finance can also significantly increase the consumption level of ethnic areas.Through further research,it is found that the higher the degree of marketiza-tion,the more it strengthens the positive relationship between digital inclusive finance and the consumption level of residents in ethnic areas.
digital inclusive financeconsumption levelmoderating effectethnic regions
万方数据
维普
