Based on the data of the China Household Finance Survey(CHFS)and the Digital Financial Inclusion Index,this paper empirically examines the impact of the development of digital inclusive finance on the allocation of Chinese household investment funds.The research proves that the development of digital inclusive finance significantly improves the probability and scale of Chinese households'allocation of financial assets,and financial knowledge plays an intermediary role in the relationship between the two.With the improvement of household financial knowledge and Internet participation,the impact of digital inclusive finance on household investment fund allocation becomes prominent.
关键词
数字普惠金融/家庭基金投资/金融知识水平/金融资产配置
Key words
digital inclusive finance/household investment funds/financial literacy/financial asset allocation
维普
万方数据