摘要
现行破产重整信用修复制度存在立法体系化不足、监管部门权责模糊、信息治理能力较弱、差异化动态监管模式阙如,以及监督机制不完善等问题,掣肘破产重整企业信用修复的高质量、高效率运行.云原生架构与金融、物流等领域的融合已经取得良好成效,其分布式架构、DevOps、去信任化等技术特性与破产重整企业信用修复的系统化构建契合度较高.在现有的信用法治框架下,应进一步完善破产重整信用监管体系,厘清监管部门职责,提升监管部门的信息治理能力,加速构建差异化动态监管模式,助力统一大市场建设.
Abstract
The current credit repair system for bankrupt enterprises faces several issues,including insufficient leg-islative systematization,ambiguous responsibilities of regulatory authorities,weak information governance capabili-ties,lack of differentiated dynamic regulatory models,and imperfect supervision mechanisms.These issues hinder the high-quality and efficient operation of credit repair for bankrupt enterprises.The integration of cloud-native ar-chitecture with fields such as finance and logistics has already achieved significant success.Its features,such as distributed architecture,DevOps,and trustless technologies,align well with the systematic construction requirements of credit repair systems for bankrupt enterprises.Within the existing legal framework for credit,it is essential to fur-ther improve the credit supervision system for bankruptcy reorganization,clarify the responsibilities of regulatory authorities,enhance their information governance capabilities,accelerate the construction of differentiated dynamic regulatory models,and contribute to the establishment of a unified large market.