首页|数字普惠金融对共同富裕影响研究——基于空间计量的实证研究

数字普惠金融对共同富裕影响研究——基于空间计量的实证研究

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依据2011-2021年30个省级面板数据,运用固定效应模型、空间计量模型、中介模型,考量数字普惠金融对共同富裕的影响及机制.结果显示:数字普惠金融能改善居民收入水平、缩小居民收入差距,对共同富裕呈正向作用,同时具有区域异质性与结构异质性,呈负向空间溢出效应;经济增长与技术创新对共同富裕具有中介效应,经济增长提高社会福利水平,技术创新促进公共服务均等化,有利于共同富裕实现.
On the Impact of Digital Inclusive Finance on Common Prosperity—Empirical Research Based on Spatial Measurement
Based on the general data of 30 provinces from 2011-2021,this paper uses fixed effect model,spatial econometric model and intermediary model to study the impact and mechanism of digital inclusive finance on common prosperity.The results show that digital inclu-sive finance has a significant positive effect on improving the income level of residents,narrowing the income gap,and promoting common prosperity;there is a significant gap in economic devel-opment between provinces in China,and digital inclusive finance has a significant negative spatial spillover effect on common prosperity,with regional and structural heterogeneity in its impact;e-conomic growth and technological innovation have a mediating effect on common prosperity.Eco-nomic growth improves social welfare levels,while technological innovation promotes equalization of public services,which is conducive to achieving common prosperity.

digital inclusive financecommon prosperityeconomic growthtechnological in-novation

张海燕、田孟乡

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湖南科技大学商学院,湖南湘潭 411201

数字普惠金融 共同富裕 经济增长 技术创新

国家社会科学基金项目

17BJY120

2024

财经理论与实践
湖南大学

财经理论与实践

CSTPCDCSSCICHSSCD北大核心
影响因子:1.112
ISSN:1003-7217
年,卷(期):2024.45(1)
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