Research on the impact of digital financial capability on agricultural production and investment of family farms
Based on the survey data of 302 grain family farms in six county-level cities in Jiangsu Province in 2020,this paper empirically studies the impact of digital financial capability on the agricultural production investment of family farms.The findings indicate that digital financial capability can promote the total agricultural production investment of family farms,with a stronger effect observed in fixed asset invest-ment and hired labor investment.The mechanism analysis shows that digital financial capability promotes in-vestment in agricultural production by improving the availability of credit and information on family farms.Accordingly,policy suggestions are put forward:in the future,government departments need to focus on the cultivation of family farmers'digital financial capability,and at the same time encourage rural financial institutions to actively launch targeted digital credit products,and guide technology companies to develop APPs related to agricultural production and operation information.
digital financial capabilityfamily farmagricultural production investment
万方数据
维普
