首页|中国式现代化进程中的金融强国战略与人民币国际化——数字人民币与多边支付系统双核心分析

中国式现代化进程中的金融强国战略与人民币国际化——数字人民币与多边支付系统双核心分析

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在国际金融体系中,一国货币的国际化水平与其在全球经济格局中的地位息息相关.文章提出了一种以数字货币人民币与多边支付架构并重的"双核心"战略,旨在强化人民币的国际地位,通过建构技术规范、完善法律法规体系、推进金融机构协作、强化支付企业角色、建立跨境支付示范区以及增强国际金融中心支持力度,全方位推动人民币国际化进程.文章深入剖析了数字人民币与多边支付体系间的协同影响,并着重指出人才培育对于创新驱动的关键性,以此保障支付体系的效能与安全性.实现金融强国的目标,"双核心"战略实为一条关键途径,能够有效地强化我国在全球金融体系内的竞争力和影响力,为中国式现代化的全面推进提供有力支持.
Financial Power Strategy and RMB Internationalization in the Course of Chinese-style Modernization:A Dual-core Analysis of Digital RMB and Multilateral Payment System
In the international financial system,the internationalization level of a country's currency is closely related to its status in the global economic landscape.This article proposes a"dual-core"strategy that focuses on both the digital currency RMB and the multilateral payment architecture.The goal is to strengthen the international status of digital RMB and comprehensively advance the internationalization process of the RMB by establishing technical norms,enhancing the legal and regulatory system,fostering collaboration among finan-cial institutions,empowering payment enterprises,creating cross-border payment demonstration zones,and boosting the support of international financial centers.It delves into the synergistic impact between the digital RMB and the multilateral payment system,emphasizing the critical role of talent cultivation in driving innovation to ensure the efficiency and security of the payment system.Achieving the goal of becoming a financial power,the"dual-core"strategy is identified as a key pathway that can effectively enhance China's competitiveness and influence within the global financial system,providing strong support for the comprehensive advancement of Chi-nese-style modernization.

Chinese-style modernizationfinancial powerRMB internationalizationdigital RMBmulti-lateral payment system

陆岷峰、施志晖、周慧蕙

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上海大学 上海科技金融研究所,上海 200444

江苏苏商银行金融科技实验室,南京 210003

南京三江学院 法商学院,南京 210012

中国式现代化 金融强国 人民币国际化 数字人民币 多边支付系统

2025

重庆工商大学学报(社会科学版)
重庆工商大学

重庆工商大学学报(社会科学版)

影响因子:0.497
ISSN:1672-0598
年,卷(期):2025.42(1)