首页|数字普惠金融对产业结构升级的影响研究——以长三角地区为例

数字普惠金融对产业结构升级的影响研究——以长三角地区为例

扫码查看
基于2011-2020 年长三角地区41 个城市面板数据,采用动态系统GMM方法和面板门限模型实证研究数字普惠金融对产业结构升级的影响及其机制.结果表明:数字普惠金融对产业结构升级具有显著的推动作用;创新水平是数字普惠金融支持产业结构升级的有效途径,同时随着数字普惠金融的发展,创新水平对产业结构升级的正向影响呈现一种边际递增的趋势;居民消费水平的提升和互联网普及程度的加深会强化数字普惠金融对产业结构升级的促进作用.
Research on the Impact of Digital Inclusive Finance on Industrial Structure Upgrading—Taking Yangtze River Delta Region as an Example
Based on the panel data of 41 cities in the Yangtze River Delta region from 2011 to 2020,the dynamic system GMM method and the panel threshold model are used to empirically study the impact of digital inclusive finance on the upgrading of industrial structure and its mechanism.The results show that digital inclusive finance has a significant role in promoting the upgrading of industrial structure;innovation level is an effective way for digital inclusive finance to support the upgrading of industrial structure.The in-fluence shows a marginal increasing trend;the improvement of residents'consumption level and the deepe-ning of the Internet penetration will strengthen the role of digital inclusive finance in promoting the upgra-ding of industrial structure.

digital inclusive financeindustrial structure upgradeinnovation level

晏晓钰、黄永兴

展开 >

安徽工业大学商学院,安徽 马鞍山 243000

数字普惠金融 产业结构升级 创新水平

2024

常州工学院学报
常州工学院

常州工学院学报

影响因子:0.274
ISSN:1671-0436
年,卷(期):2024.37(2)
  • 1
  • 33