How Can Finance Effectively Serve the Organic Connection Between Small Farmers and Modern Agriculture Development?
Realizing the organic connection between small farmers and modern agriculture is an important task in achieving the goal of modernizing agriculture and rural areas and building up China's strength in agriculture,and finance is the"source of vitality"to promote the integration of small farmers into modern agriculture.At the same time,providing financial services and support for the organic connection between small farmers and modern agriculture is a key link in finance serving the real economy and agriculture,rural areas,and farmers.This paper,based on policy texts,typical cases,and CRERFS 2021 data,deeply analyzes the positive progress and remaining practical difficulties in finance serving the organic connection between small farmers and modern agriculture,as well as how to optimize the path to promote the modernization of small farmers.Research has found that finance serving the organic connection between small farmers and modern agriculture has made positive progress in the top-level design of rural finance,reform of the rural financial institution,credit support and insurance guarantee,and digital inclusive finance.However,there are still practical difficulties,such as the inadequacy of small loans for poverty alleviation in addressing the requirements of the new developmental stage,low financing capacity forsmall farmers to develop modern agriculture,limited driving effect of supply chain finance on small farmers,significant shortcomings in rural credit system,inadequate risk prevention and sharing mechanism,and insufficient financial support for the construction of rural new infrastructure.Therefore,the next step involves deepening financial reform and innovation from the following six aspects to facilitate the organic connection between small farmers and modern agriculture:first,improve the rural financial service system and enhance industrial support capabilities;second,improve the rural mortgage guarantee system and enhance farmers'financing capacity;third,develop agricultural supply chain finance and strengthen the connection of interests among all parties involved;fourth,build an intelligent credit file system to alleviate information asymmetry;fifth,innovate incentives and risk management functions to mitigate potential risks;sixth,strengthen financial services for rural infrastructure and provide financial support.This study provides useful references for promoting the organic connection between small farmers and modern agriculture,and offers a new perspective for achieving agricultural modernization and building up China's strength in agriculture.At the same time,it provides direction for how to deepen financial reform and innovation,which has certain reference significance for promoting the building of a leading country in finance and achieving high-quality development of inclusive finance,and also provides necessary references for subsequent related research.
rural financesmall-scale peasant economymodernization of agriculture and rural areas
NETL
NSTL
万方数据
