The Characteristics, Operation Mode and Enlightenment of Japan's Staple Food Insurance System from the Perspective of Food Security
Agricultural insurance is an important measure to ensure national food security, by analyze the development process, system characteristics and operation mode of staple food insurance system in Japan, it is found that legal norms, government guidance, financial support and mutual insurance are the main bodies to relied on to build a three-level service system in spreading the risk of major disaster. In terms of the operating staple food insurance, it provides differentiated underwriting methods in the face of farmers' changing demand, enriches the insurance objects, strengthens publicity and prevention, and ensures the preservation and appreciation of premiums through accurated premium determination, faired survey of damage, attracts as many farmers as possible to participate in insurance policy in order to spread the insurance risk, minimise the probability of losses, reduces the losses of the agricultural property, which effectively guaranteed the absolute self-sufficiency of staple food. Japan's staple food insurance system has certain reference significance for the reform and development of China's agricultural insurance system. It is suggested to accelerate the supply-side reform and product innovation of staple food insurance, and establish and perfact a broad, diversified and multi-level service for inclusive insurance system.
万方数据
维普
