Financial support is a key factor to promote the long-term increase of farmers' income,among which microfinance is an important financial means. In this paper,the application cost of organic fertilizer and chemical pesticide is used to represent the green production input as the mediating variable,and the parallel mediating model is constructed. The impact of microfinance on farmers' income is empirically analyzed by using 401 sample data obtained from field research. The results show that:(1) Microfinance has a direct positive effect on farmers' income;(2) Microfinance has a positive effect on the increase of organic fertilizer application cost and the decrease of chemical pesticide application cost in green production input;(3) Microfinance can indirectly promote farmers' income through green production investment. In order to promote microfinance to better serve the growth of farmers' income,we should establish a risk-sharing mechanism between the government and financial institutions,make full use of big data technology,strengthen the environmental awareness of farmers and microfinance institutions,and strengthen support for organic cultivation and smart agriculture.
关键词
小额信贷/农民收入增长/绿色生产投入/环境保护/并行中介效应
Key words
microfinance/farmers' income growth/green production input/environmental protection/parallel mediating effect
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