数字经济与保险业高质量耦合协调发展的时空演化
Spatiotemporal Evolution of High-quality Coupling Coordination Development between Digital Economy and Insurance Industry
林星辰 1马志雄2
作者信息
- 1. 广东财经大学全民数字教育学院
- 2. 广东财经大学经济学院
- 折叠
摘要
基于 2013-2022 年我国 31 个省(自治区、直辖市)的数据,首先运用熵权-TOPSIS法和耦合协调度模型探索势头迅猛的数字经济与面临转型的保险业高质量发展的协调程度,再用Dagum基尼系数法揭示耦合协调程度的空间差距来源,最后用核密度揭示二者耦合协调发展的动态演进.研究发现,全国数字经济与保险业高质量耦合协调发展水平较低,处于停滞不前状态,呈现明显的"东高西低"特征,进入初级协调程度的省(自治区、直辖市)对周边有一定的带动作用,东部地区的初级协调程度省市成片分布,但省市间差距较大且没有改善趋势.因此,后发省市需加大数字经济基础产业的财政投入和政策扶持,以使当地保险业积极引入数字科技成果,实现数字经济与保险业高质量耦合协调发展.
Abstract
Using data from 31 provinces(autonomous regions and municipalities)in China from 2013 to 2022,this paper used the entropy weight-TOPSIS method and coupling coordination degree model to explore the coordination degree between the rapid momentum of digital economy and the high-quality development of insurance industry aimd transformation.The Dagum Gini coefficient method was then used to reveal the sources of spatial disparities in coupling coordination.Finally,the kernel density estimation was used to reveal the dynamic evolution of their coupling and coordination development.The results indicate that the level of high-quality coupling and coordination between digital economy and insurance industry in China is low and stagnant,with a clear"high in the east and low in the west"pattern.Provinces and cities at the primary coordination level have a driving effect on neighboring regions,those in the eastern region are grouped together.However,there remains a large gap between them,with no signs of improvement.Therefore,later-developing provinces and cities should increase financial investment and policy support for the foundational industries of digital economy,to enable the local insurance industry to actively adopt digital technologies and achieve high-quality coupling and coordinated development with the digital economy.
关键词
数字经济/保险业/耦合协调发展/区域不平衡Key words
digital economy/the insurance industry/coupling and coordinated development/regional imbalance引用本文复制引用
出版年
2025
NETL
NSTL
万方数据