Analysis of the Synergistic Development of Long-Term Care Insurance and Aging Finance
Aging finance is a necessary measure to cope with the aging of the population and to meet the diversified needs of the elderly.However,the increasingly severe risk of old age disability may exacerbate the problems of unbalanced development of aging finance,difficulties in financing the pension industry,biased investment direction,and mismatch between the supply and demand of pension financial service products.The long-term care insurance system is an effective measure to ease the financial burden of old age disability,So China's aging finance should explore a collaborative development path with the long-term care insurance system,break down institutional barriers between long-term care insurance funds and pensions,and design multi-level long-term care protection service products to create an elderly health industry chain encompassing care services,care products,and care medical services.
aging financerisk of elderly disabilitylong-term care insurance systemcollaborative development