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数字技术赋能金融强国建设的内在逻辑与实践路径

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数字技术对金融发展的赋能作用表现为金融工具、金融机构、金融资本的数字化.金融工具与金融机构的数字化能够有效提高金融业务效率、拓宽金融应用场景.金融科技为金融业数智化转型提供技术基础,为金融新质生产力涌现提供关键动能,进而为金融强国建设奠定生产力基础.数字技术加速金融资本与数字资本融合,并对数字金融治理和大国数字金融博弈提出更高要求.数字金融强国建设需从国内国际两个方面着手.在国内层面,需以金融科技创新为核心加快金融数字化转型、以数字金融立法为核心完善数字金融治理体系,并发挥社会主义制度的优越性来防止资本无序扩张和缩小数字鸿沟.在国际层面,需优化区域数字金融规则、提高金融数据的跨境运用与国际治理能力,通过布局全球数字化金融基础设施、推进人民币国际化、参与国际数字金融标准与规则制定来提升国际金融竞争实力.
The Internal Logic and Practical Path of Digital Technology Empowering the Construction of a Strong Financial Country
The enabling effect of digital technology on financial development is reflected in the digitalization of financial instruments,financial institu-tions and financial capital.The digitization of financial instruments and financial institutions can effectively improve the efficiency of financial business and broaden the application scenarios of finance.Fintech provides the technical foundation for the digital intelligent transformation of the financial in-dustry,provides the key driving force for the emergence of new quality financial productivity,and then lays the productivity foundation for the construc-tion of a strong financial nation.Digital technologies accelerate the integration of financial capital and digital capital,and put forward higher require-ments for digital financial governance and digital financial games in major countries.The construction of strong digital financial nation needs to start from both domestic and international aspects.Domestically,we need to accelerate the digital transformation of finance with financial technology innova-tion as the core,improve the digital financial governance system with digital financial legislation as the core,and give play to the institutional advanta-ges of socialism to prevent the disorderly expansion of capital and narrow the digital divide.Internationally,it is necessary to optimize regional digital financial rules,enhance cross-border utilization of financial data and international governance capabilities,and improve international financial competi-tiveness by developing global digital financial infrastructure,promoting the internationalization of the RMB,and participating in the formulation of inter-national digital financial standards.

digital economyhigh-quality developmentstrong financial nationnew quality productive forcesdigital financial governance

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中共浙江省委党校 浙江省 "八八战略" 创新发展研究院,浙江 杭州 311121

数字经济 高质量发展 金融强国 新质生产力 数字金融治理

2024

当代经济管理
石家庄经济学院

当代经济管理

CHSSCD北大核心
影响因子:0.859
ISSN:1673-0461
年,卷(期):2024.46(11)
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