福建技术师范学院学报2024,Vol.42Issue(2) :94-105.DOI:10.19977/j.cnki.jfpnu.20240031

数字普惠金融助力农业产业链韧性提升的机制与效应

Research on the Mechanism and Effect of Digital Inclusive Finance in Promoting the Resilience of Agricultural Industrial Chain

张兰花
福建技术师范学院学报2024,Vol.42Issue(2) :94-105.DOI:10.19977/j.cnki.jfpnu.20240031

数字普惠金融助力农业产业链韧性提升的机制与效应

Research on the Mechanism and Effect of Digital Inclusive Finance in Promoting the Resilience of Agricultural Industrial Chain

张兰花1
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作者信息

  • 1. 福建技术师范学院侨兴经济与管理学院,福建福清 350300
  • 折叠

摘要

从产业链延伸、创新链提升与利益链完善三个维度编制其评价指标体系,以30个省(直辖市、自治区)2011-2020数据为基础,采用熵权法测度农业产业链韧性指数.固定效应模型分析及随后展开的内生性检验与稳健性检验均表明数字普惠金融能够积极助力农业产业链韧性提升.机制分析表明数字普惠信贷在数字普惠金融驱动农业产业链韧性进程中发挥了完全中介作用,但数字普惠保险并没有.分位数回归表明数字普惠金融助力农业产业链韧性提升的效应在中韧性区域最优,高韧性区域次之,低韧性区域最次.领域异质性分析表明数字普惠金融对农业产业链韧性的锻造效率在产业延伸领域最高,创新链次之,之后是利益链完善.据此,提出精准画像农业产业链金融需求与构建有效的数据治理机制等建议.

Abstract

This paper compiles the evaluation index system from three dimensions:industry chain exten-sion,innovation chain enhancement,and interest chain improvement.Based on data from 30 provinces,cities and autonomous regions from 2011 to 2020.the resilience index of the agricultural industry chain is measured by using the entropy weight method.The fixed effect model analysis and subsequent endogeneity test and robustness tests demonstrate that digital inclusive finance can actively improve the resilience of the agricultural industry chain.Mechanism analysis shows that digital inclusive credit plays a complete in-termediary role in the process of digital inclusive finance driven by the resilience of agricultural industry chain,however,digital inclusive insurance does not possess such functions.The quantile regression indi-cates that the effect of digital inclusive finance on the resilience of agricultural industry chain is the best in the medium resilient region,followed by the high resilient region,and the lowest in the low resilient region.Domain heterogeneity analysis displays that the efficiency of digital inclusive finance in forging the resilience of agricultural industry chain is the highest in the field of industrial extension,followed by the innovation chain,and then the interest chain improvement.Based on this,this paper puts forward some suggestions,such as accurately portraying the financial needs of the agricultural industry chain and con-structing an effective data governance mechanism.

关键词

数字普惠金融/农业产业链韧性/固定效应模型

Key words

digital inclusive finance/the resilience of agricultural industry chain/fixed effect model

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基金项目

福建省创新战略研究项目(2023R0077)

福建技术师范学院省社会科学基金培育项目(KY2023FS03)

出版年

2024
福建技术师范学院学报
福建师大福清分校

福建技术师范学院学报

影响因子:0.272
ISSN:1008-3421
参考文献量20
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