In the current critical period of the design for housing pension system,this article is based on field research and analyz-es the concept of Taizhou City's house maintenance insurance mechanism and the principles of"multiple burdens,emergency use","more insurance and more withdrawals,less insurance and basic coverage".After analysis,it was proposed that it is essen-tially a supplementary mechanism for special housing maintenance funds,and to a certain extent solved the problem of"difficulty in using".At the same time,the mechanism's universality,residents'participation and legal protection issues were evaluated,emphasizing the need to expand the pilot area,further strengthen the support of higher-level laws,and increase residents'willing-ness to participate.
Special Housing Maintenance FundsHousing Maintenance InsuranceWithdrawal LimitSupplementary Mechanism
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