Research on factor weight method of asset risk rating of oil and gas field enterprises
Oil and gas field production is a typical high-risk industry and companies usually insure the corresponding property insurance in order to reduce the risk of asset losses.The property insurance rate is determined based on the risk faced by the targets.The higher the risk,the higher the rate,and vice versa.This paper proposes an asset risk rating method for oil and gas field companies.This method is based on the loss of assets of oil and gas field enterprises in dot-shaped and wire-shaped losses,and comprehensively considers the factors affecting oil and gas and natural disasters.Through the comprehensive calculation of the value of various factors and the corresponding weights,the grades of high risk,medium risk and low risk of assets are obtained.According to this method,combined with the assets of various oil and gas field production enterprises,it can calculate the high,medium and low risk distribution of corporate assets,and provide a basis for determining the difference in property insurance differentiated rates.
oil and gas field companiesasset riskrisk ratingproperty insurancepremium rate