高科技与产业化2024,Vol.30Issue(10) :94-99.

数字普惠金融对企业高质量发展的影响研究

Research on the Impact of Digital Inclusive Finance on High Quality Development of Enterprises

夏瑞
高科技与产业化2024,Vol.30Issue(10) :94-99.

数字普惠金融对企业高质量发展的影响研究

Research on the Impact of Digital Inclusive Finance on High Quality Development of Enterprises

夏瑞1
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作者信息

  • 1. 甘肃政法大学 甘肃 730030
  • 折叠

摘要

随着信息技术的不断发展,数字普惠金融成为我国金融行业未来发展的新趋势.数字普惠金融能够有效地帮助企业更好地应对时代变革所带来的挑战,实现高质量发展.通过对相关文献进行梳理和分析,本文发现数字普惠金融与企业高质量发展之间存在着显著的正相关关系,可以从多个角度促进企业高质量发展.然而,随着数字经济时代的到来,企业面临着信息不对称、融资成本高、数据获取难等诸多问题.作为推动经济高质量发展的重要力量,企业应该如何充分利用数字普惠金融这一新型金融工具来推动自身高质量发展?因此,本文在深入分析数字普惠金融对企业高质量发展影响的基础上,提出了相应的对策建议,以期为我国企业高质量发展提供一定的理论参考.

Abstract

With the continuous development of information technology,digital inclusive finance has become a new trend in the future development of China's financial industry.Digital inclusive finance can effectively help enterprises better cope with the challenges brought by the changing times and achieve high-quality development.Through sorting and analyzing relevant literature,this article finds a significant positive correlation between digital inclusive finance and high-quality development of enterprises,which can promote high-quality development of enterprises from multiple perspectives.However,with the advent of the digital economy era,enterprises are facing many problems such as information asymmetry,high financing costs,and difficulty in obtaining data.As an important force in promoting high-quality economic development,how should enterprises fully utilize digital inclusive finance as a new financial tool to promote their own high-quality development?Therefore,based on an in-depth analysis of the impact of digital inclusive finance on the high-quality development of enterprises,this article proposes corresponding countermeasures and suggestions,in order to provide theoretical reference for the high-quality development of Chinese enterprises.

关键词

数字普惠金融/企业高质量发展/企业创新

Key words

digital inclusive finance/high quality development of enterprises/enterprise innovation

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出版年

2024
高科技与产业化
中国科学院文献情报中心 中国高科技与产业化研究会

高科技与产业化

影响因子:0.265
ISSN:1006-222X
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