丝路电商视角下人民币跨境结算的制约因素与对策
Constraints and Countermeasures of RMB Cross-border Settlement from the Perspective of Silk Road E-commerce
吴星乐1
作者信息
摘要
随着人民币国际化的推进、丝路电商贸易规模的不断扩大,将人民币作为跨境结算货币以节约汇兑成本是市场发展的必然选择.丝路电商将成为人民币跨境结算量新的增长点.文章从丝路电商视角出发,分析影响人民币跨境结算的制约因素与对策.研究发现,"一带一路"沿线部分国家金融基础设施相对薄弱、金融市场开放不均衡、金融科技创新性不足,人民币境外清算行布局不完善、货币惯性、全球价值链分工地位、在岸与离岸市场缺乏有效联动等因素制约了人民币跨境结算.为此,应依托金融科技加强"一带一路"金融基础设施建设,扩大双边货币合作,优化"一带一路"中资金融机构布局,跨境电商重塑全球价值链分工地位,推进大宗商品人民币计价结算,促进"在岸-离岸"市场协调发展.
Abstract
With the promotion of RMB internationalization and the continuously expanding scale of Silk Road e-commerce trade,it is an inevitable choice for market development to use RMB as the cross-border settlement currency to save exchange costs.Silk Road e-commerce will become new areas of growth for RMB cross-border settlement.From the perspective of Silk Road e-commerce,this paper analyzes the constraints and countermeasures that affect RMB cross-border settlement.The study found that factors such as relative weakness of financial infrastructure in some countries along the Belt and Road,uneven opening of financial markets,insufficient innovation of financial technology,imperfect layout of overseas RMB clearing banks,monetary inertia,the division of labor status in global value chains,uneffective linkage between onshore and offshore markets have constrained RMB cross-border settlement.We should strengthen the financial infrastructure construction of the Belt and Road by financial technology,expand bilateral monetary cooperation,optimize the layout of Chinese financial institutions of the Belt and Road,remodel the division of labor status in global value chains by cross-border e-commerce,promote RMB pricing and settlement of bulk commodities,strengthen the coordinated development of the onshore-offshore market.
关键词
丝路电商/人民币跨境结算/"一带一路"/数字人民币/金融科技Key words
silk road e-commerce/RMB cross-border settlement/the Belt and Road/digital yuan/financial technology引用本文复制引用
出版年
2024
NETL
NSTL
万方数据