Based on the micro data of CHFS2017 and the theory of liquidity constraints,a mediation model is constructed to consider household entrepreneurship as a pathway for the impact of mobile payments on household wealth.Research has found that mobile payments have a significant promoting effect on improving household wealth levels,and further analysis reveals that there is a partial mediating effect of family entrepreneurship in this process;the heterogeneity analysis results show that mobile payments have a stronger promoting effect on the household wealth of rural households,entrepreneurial households,and low-and middle-income households.The propensity score matching(PSM)method was used for robustness test,and the conclusion still holds true.
关键词
移动支付/家庭创业/家庭财富
Key words
mobile payment/family entrepreneurship/family wealth/CHFS
万方数据