Agricultural insurance plays an indispensable role in mitigating agricultural operational risks,pro-moting the development of modern agriculture,and facilitating rural industrial revitalization.Technological innova-tion is the core driving force for achieving high-quality development of agricultural insurance.Based on the perspec-tives of insurance companies,government departments,and insured farmers,this study has systematically analyzed the practical effects and limitations of technological support for the high-quality development of agricultural insur-ance in Guangxi.The study finds that current technological support for agricultural insurance in Guangxi has achieved certain success in improving insurance efficiency,optimizing risk management,and increasing farmer par-ticipation.However,there are still problems such as uneven application of technology,insufficient innovation moti-vation,and difficulties in grassroots promotion.To address these issues,this study proposes the following recommen-dations:first,increase investment in technological innovation for agricultural insurance,particularly in data analy-sis,risk assessment,and intelligent management;second,emphasize and strengthen the construction of a talent pool for agricultural insurance technology,fostering and attracting high-quality professionals;third,enhance the aware-ness of local governments regarding the application of technology in agricultural insurance,encouraging policy sup-port and pilot demonstrations;fourth,intensify the promotion of agricultural insurance technology,increasing farm-ers'cognition and trust in new technologies.These measures aim to further promote the high-quality and sustain-able development of agricultural insurance in Guangxi and contribute to the realization of agricultural modernization and rural revitalization goals.
维普
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