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行为金融视角下的中小企业融资困境与策略研究

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中小企业融资路径相对较为丰富.行为金融的发展在为中小企业提供更多融资支持的同时,也对中小企业融资发展形成部分限制.新时期基于行为金融的中小企业融资,要结合行为金融内在影响因素,分析中小企业融资发展困境,基于对加强理性融资决策、优化平衡管理体系及精准定位融资需求等多种策略的运用,提升企业的融资管理能力,为行为金融视角下中小企业融资发展明确新的方向.
A Study on the Financing Difficulties and Strategies of Small and Medium-sized Enterprises from the Perspective of Behavioral Finance
The financing paths for small and medium-sized enterprises are relatively diverse.The development of behavioral finance not only provides more financing support for small and medium-sized enterprises,but also forms partial restrictions on their financing development.In the new era of financing for small and medium-sized enterprises based on behavioral finance,it is necessary to combine the internal influencing factors of behavioral finance and analyze the financing development difficulties of small and medium-sized enterprises.Based on the application of various strategies such as strengthening rational financing decisions,optimizing balanced management systems,and accurately positioning financing needs,the financing management capabilities of enterprises should be improved,and new directions for the financing development of small and medium-sized enterprises from the perspective of behavioral finance should be clarified.

behavioral financesmall and medium-sized enterprisesfinancingfinancial management

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江苏旅游职业学院,江苏 扬州 225000

行为金融 中小企业 融资 金融管理

2024

湖北开放职业学院学报
湖北开放职业学院(原湖北函授大学)

湖北开放职业学院学报

影响因子:0.218
ISSN:2096-711X
年,卷(期):2024.37(20)