Research and Enlightenment on the Application of Alternative Data of Credit Reporting in Digital Economy
The construction of China's economic and social credit system,which puts forward higher requirements for increasing the effective supply of credit and optimizing the level of credit service,has entered a high-quality stage of development.In this context,how to make full use of the development advantages of the digital economy to reasonably and fully apply the alternative data of credit reporting is a new frontier research field in China's credit reporting industry.On the basis of describing the application prospect of alternative data and the application status at home and abroad,this paper analyzes the existing problems of domestic alternative data application,and based on the perspective of paying equal attention to compliance and development,puts forward suggestions for the application of high standard and high quality alternative data.
NETL
NSTL
万方数据
