A Study of the Impact of Digital Financial Inclusion on Common Wealth in the Western Region
The development of digital inclusive finance not only breaks through the development bottleneck of traditional inclusive finance,but also provides new impetus for realizing common wealth.Accordingly,on the basis of constructing and measuring the indicators of common prosperity in the western region,we explore the role of digital inclusive finance in realizing common prosperity,and conduct an empirical study based on the provincial data of the western region from 2011 to 2021 to test this driving effect.The results show that:digital inclusive finance in the western region has a significant positive effect on common prosperity,and can indirectly promote the realization of common prosperity by reducing the urban-rural gap;in terms of dimensions,the breadth of coverage,the depth of use and the degree of digitalization should have a positive effect on common prosperity,with the depth of use having the greatest impact.In the process of development,we should adhere to the principle of universality in the development of digital finance,accelerate the construction of digital financial infrastructure,and focus on enhancing the depth of digital inclusive finance to better promote the realization of common wealth.
Western RegionDigital Inclusive FinanceCommon WealthUrban-Rural Gap