Research on the Role and Strategies of Commercial Banks in Digital Supply Chain Financial Innovation
Focusing on how commercial banks drive supply chain finance innovation in digital transformation,the concept of supply chain finance and the existent problems in the traditional model are summarized.It is underscored to solve these problems by utilizing new technologies like blockchain and big data.Commercial banks are critical in this transformation,which improves service efficiency and risk management capabilities of themselves by technological power and the Internet of Things technology.The paper discusses how supply chain finance serves the real economy and pushes forward the high-quality development of the industrial chain.It is pinpointed that commercial banks must leverage their advantages,expand transaction banking services,and adopt open banking strategies,which is to better serve the supply chain small,medium and micro enterprises in supporting the real economy,facilitating the digital transformation of the industry.