首页|陇南市普惠金融发展水平影响因素的实证研究

陇南市普惠金融发展水平影响因素的实证研究

扫码查看
运用因子分析法,对陇南地区的普惠金融发展水平进行评估,在此基础上,构建了多元线性回归模型,深入探讨影响普惠金融发展水平的各种关键因素.研究结果表明,政府的支持力度和城乡之间的收入差距,与普惠金融的发展水平有着密切的联系.政府的支持力度越大,普惠金融的发展水平就越高;城乡之间的收入差距越小,普惠金融的发展水平也越高.提出引导资本下乡并做好资金监管,发展乡村旅游业,加大金融政策支持力度,促进农业生产现代化,拓宽金融服务的供给渠道,加快提升农民金融素养,持续优化普惠金融生态环境,推进普惠金融服务普及.
Empirical Study on the Influencing Factors of Inclusive Financial Development Level in Longnan City
Factor analysis was used to evaluate the development level of inclusive finance in Longnan area,and on this basis,a multiple linear regression model was constructed to explore the key factors affecting the development level of inclusive finance.The results show that the level of government support and the income gap between urban and rural areas are closely related to the level of development of inclusive finance.The greater the government's support,the higher the level of financial inclusion.The smaller the income gap between urban and rural areas,the higher the level of financial inclusion.It is proposed to guide capital to the countryside and do a good job in capital supervision,develop rural tourism,increase financial policy support,promote the modernization of agricultural production,broaden the supply channels of financial services,accelerate the improvement of farmers'financial literacy,continue to optimize the ecological environment of inclusive finance,and promote the popularization of inclusive financial services.

LongnanInclusive FinanceInfluencing FactorsFactor Analysis

闫龙龙、陈瑜

展开 >

甘肃农业大学财经学院,甘肃 兰州 730070

陇南 普惠金融 影响因素 因子分析

2024

对外经贸
黑龙江省对外贸易经济合作研究所 黑龙江省国际经济贸易学会

对外经贸

CHSSCD
影响因子:0.394
ISSN:2095-3283
年,卷(期):2024.(12)