首页|同城化对非核心城市银行网点空间扩张的影响——以开封主城区为例

同城化对非核心城市银行网点空间扩张的影响——以开封主城区为例

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以开封市主城区为例,基于POI数据,运用平均最近邻指数、核密度以及负二项回归等方法,分析同城化对非核心城市银行网点空间扩张的影响.结果表明:(1)在同城化的影响下,非核心城市银行网点空间扩张方向性显著,向新区扩张和沿城市发展主干道分布显著.(2)不同类型银行网点空间扩张特征不同,四大商业银行以原有集聚中心为基础向外扩张,区域性商业银行向城市新区扩张最为显著,邮政储蓄银行和农村商业银行网点分布相对分散,股份制商业银行网点区位优势明显,位居城市新的发展主轴上.(3)宏观层面上,银行网点空间扩张方向主要受城市发展方向的影响,同时受原有分布格局的影响,表现出路径依赖性.(4)微观层面上,商业因素对银行网点空间布局的影响在逐渐提高,其中写字楼的影响最显著,其次是人口密度、公交站点和餐饮服务等,旅游景点对银行网点空间分布的影响为负.基于分析结论,提出银行网点布局优化策略.
The Influence of Urban Integration on the Spatial Expansion of Bank Branches in Non-core Cities:A Case Study of Kaifeng Urban Area
Taking the main urban area of Kaifeng City as an example,based on the POI data,using the average nearest neighbor index,kernel density and negative binomial regression,this paper analyzes the influence of city urbanization on the spatial expansion of bank branches in non-core cities.The results show that:(1)Under the influence of urbanization,the spatial expansion of bank branches in non-core cities has a significant direction,expanding to new districts and distributing along the main road of urban development.(2)The spatial expansion characteristics of different types of bank branches are different.The four major commercial banks are expanding outward based on the original agglomeration centers,regional commercial banks are expanding most significantly into new urban areas,postal savings banks and rural commercial banks are relatively dispersed,and joint-stock commercial banks are occupying the advantageous location of the new urban development main axis.(3)At the macro level,the spatial expansion direction of bank branches is mainly affected by the direction of urban development,and also affected by the original distribution pattern,showing path dependence.(4)At the micro level,the influence of commercial factors on the spatial layout of bank branches is gradually increasing,among which the office building has the most significant influence,followed by population density,bus station and catering service,etc.Tourist attractions have a negative influence on the spatial distribution of bank branches.Based on the analysis results,the optimization strategy of bank network layout is proposed.

bank outletsspatial distributioninfluencing factorsPOIKaifeng

平重俊、彭宝玉、申争辉、吴凡、田卡吨

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河南大学地理与环境学院/环境与规划国家级实验教学示范中心,河南开封 475004

银行网点 空间分布 影响因素 POI 开封市

国家自然科学基金资助项目

42071160

2024

河南大学学报(自然科学版)
河南大学

河南大学学报(自然科学版)

CSTPCD北大核心
影响因子:0.464
ISSN:1003-4978
年,卷(期):2024.54(1)
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