首页|数字普惠金融对乡村振兴的影响——以江苏省各县及县级市为例

数字普惠金融对乡村振兴的影响——以江苏省各县及县级市为例

扫码查看
数字普惠金融以其低成本、便捷的形式让更多群体享受到优质的金融服务,对县域乡村振兴起到了积极的推动作用.以江苏省各县及县级市为例,构建乡村振兴发展水平评价指标体系,用熵值法测度得到40 个县及县级市2014-2020 年乡村振兴指数,并采用OLS模型和门槛效应模型加以验证.结果表明:(1)江苏省各县及县级市数字普惠金融发展水平与乡村振兴及其5 个维度之间显著正相关;(2)两者之间存在单一门槛特征.结论是:各地区可通过加强数字化基建、完善金融征信体系、提高金融知识普及率等措施来发展数字普惠金融,这些举措将有效促进乡村振兴的实现.
The Impact of Digital Financial Inclusion on Rural Revitalization——A Case Study of Counties and County-level Cities in Jiangsu Province
Digital financial inclusion allows more groups to enjoy high-quality financial services in a low-cost and convenient way,and has played a positive role in promoting the revitalization of rural areas in counties.Tak-ing counties and county-level cities in Jiangsu Province as an example,the evaluation index system of rural revi-talization development level was constructed,and the 2014-2020 rural revitalization index of 40 counties and county-level cities was measured by entropy method,and verified by OLS model and threshold effect model.The results show that:(1)there is a significant positive correlation between the development level of digital financial inclusion in counties and county-level cities in Jiangsu Province and rural revitalization and its five dimensions;(2)there is a single threshold feature between them.Therefore,all regions can develop digital financial inclusion by strengthening digital infrastructure,improving financial credit system,and improving the penetration rate of fi-nancial knowledge so as to promote the realization of rural revitalization.

digital financial inclusionrural revitalizationleast square methodthreshold effect

方永胜、曹雪儿

展开 >

安徽工程大学 审计处,安徽 芜湖 241000

安徽工程大学 数理与金融学院,安徽 芜湖 241000

数字普惠金融 乡村振兴 最小二乘法 门槛效应

2024

安徽理工大学学报(社会科学版)
安徽理工大学

安徽理工大学学报(社会科学版)

CHSSCD
影响因子:0.233
ISSN:1672-1101
年,卷(期):2024.26(1)
  • 29