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第三方信用服务机构服务信用监管路径研究

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第三方信用服务机构参与政府信用监管领域为我国社会信用体系建设提供了重要思路.通过分析第三方信用服务机构在政务领域的应用价值和应用场景,搭建了涵盖守信基础、合法合规、信用记录和经营状况的企业信用评价体系,以信用监管部门与第三方信用服务机构协同合作为切入点,探讨当前第三方信用服务机构存在的问题,提出了强化数据要素的合规性和安全性、加强与行业协会交流合作和积极协助政府推进社会信用体系建设等建议.
A Study of Third-Party Credit Service Agency Services on the Path of Credit Supervision
The participation of third-party credit service organizations in the field of government credit supervision provides important ideas for the construction of China's social credit system.By analyzing the application value and application scenarios of third-party credit service agencies in the field of government affairs,we have built an enterprise credit evaluation system covering the basis of trustworthiness,legal compliance,credit records and business conditions,and explored the current problems of the third-party credit service agencies by taking the synergistic cooperation between credit supervisory departments and third-party credit service agencies as an entry point.Suggestions are made to strengthen the compliance and security of data elements,strengthen communication and cooperation with industry associations,and actively assist the government in promoting the construction of social credit system.

third-party credit service agenciescredit supervisioncredit evaluation indicators

熊伟、蔡红波、龚瑜、李志勇

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重庆征信有限责任公司,重庆 400000

西南财经大学金融学院,四川成都 610000

第三方信用服务机构 信用监管 信用评价指标

2024

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中国人民银行郑州培训学院

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CHSSCD北大核心
影响因子:0.904
ISSN:1674-747X
年,卷(期):2024.42(3)
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