An Empirical Study on Regional Financial Risk Warning Based on the Application of Basic Financial Credit Reporting System Data:Taking Guangdong Province as an Example
The premise of regional financial risk warning is to reasonably select risk warning indicators.Taking Guangdong Province as the research object,based on the central bank's credit data,macroeconomic data,and Guangdong Province's economic wind direction indicator data,this paper constructs a framework and model for monitoring and early warning of financial risks in Guangdong Province,and empirically analyzes and predicts the evolution trend of regional financial risks in Guangdong Province.It also proposes suggestions for building a regional financial risk warning system based on the application of central bank credit data,providing useful reference for using credit data to carry out regional financial risk monitoring and warning.
credit reporting system dataregional financeearly warning of financial risksnon-performing loan ratio
万方数据
