Credit technology is a new driving force to promote the development of credit economy and digital economy.Experts and scholars in the fields of financial credit control,credit control services and credit theory have different perceptions of the technical categories and technical boundaries of credit technology,and in terms of technical categories,there is a relationship between the three fields in which the latter encompasses the former.Credit technology methods have the attributes of natural science,but are applied in the field of market economy and social governance.The non-contact credit technology method is suitable for solving the economic and social credit risk control problems,in this field China's technical level may be able to keep up with the international first echelon;while the contact credit technology method is suitable for preventing and correcting individual's dishonesty behavior,in this research field China is still in a blank condition.In light of the fact that credit technology is in the early stage of development in China,it is desirable to integrate resources and promote technological progress in the form of national laboratories.
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