The Limits of Credit Interpretation in Normative Ethics and Its Philosophical Reflection:An Examination of Utilitarianism,Deontology,and Virtue Ethics
Credit is not only a contractual relationship established in the social practice to secure the smooth communication action,but also a moral and ethical relationship based on human convention,commitment,promise and so on.From the perspective of ethics,the normative ethics,represented by utilitarianism,deontology and virtue theory can examine credit from different theoretical perspectives,but have limitations.Therefore,in order to explain and justify the credit phenomenon from the perspective of ethics,we should not confine to the normative ethics,but examine and supplement it from a new ethical perspective.Responsibility ethics highlighting the principle of unified rights and responsibilities,and the institutional theory analysis on the rationality of the system and the remedy of system for moral and ethical limitations effectively compensate for the shortcomings of the normative ethics in explaining credit behavior,provide a new horizon for the ethical interpretation of credit phenomenon,and also offer a theoretical reference for the building of the modern social credit system.
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