Research on the Construction of Cross-Border E-Commerce Credit Management System Under the Background of Big Data
Building a cross-border e-commerce credit management system under the background of big data is the key to promoting the high-quality development of cross-border e-commerce.With the rapid development of cross-border e-commerce,credit risks emerge in an endless stream.In order to create a fair cross-border transaction environment and improve cross-border e-commerce payment security,and improve the cross-border e-commerce platform and corporate credit evaluation systems,the cross-border e-commerce industry urgently needs to establish a standardized credit management system.This paper combed and analyzed the current research status of cross-border e-commerce credit system construction,and summarizes that the cross-border e-commerce credit management system is facing challenges such as imperfect credit legal systems,unscientific credit evaluation methods,single credit management models,and poor credit data quality.Finally,from the perspective of big data technology,this paper puts forward the following suggestions that the construction of cross-border e-commerce credit management system should actively promote cross-border e-commerce credit legislation and international standard formulation,improve the credit awareness of enterprises and consumers,establish sound credit big data sharing mechanisms and the standardized big data cross-border e-commerce credit comprehensive service platforms,and optimize the credit evaluation system using big data technology.
big datacross-border E-commercecredit managementcredit evaluation
NETL
NSTL
万方数据
