Countermeasures and Suggestions for Promoting the Standardized and Sunny Development of China's Debt Collection Industry
Debt collection is one of the most important branches of the credit service industry.Since the 21st century,the debt collection industry,which mainly serves the disposal of consumer credit non-performing assets,has witnessed a period of rapid development.However,affected by traditional concepts and the lagging governance of the industry,the debt collection industry,while developing rapidly,has also witnessed many chaotic phenomena such as the alienation of collection behavior,disordered competition and high level of complaints.Based on the demand for disposal of huge amount of non-performing assets in the field of consumer credit,as well as the urgent need to innovate social governance,promote the healthy development of the debt collection industry and protect the legitimate rights and interests of financial consumers,we should learn from overseas mature experience,and start with formulating special laws and regulations,clarifying regulatory departments,establishing industry self-regulatory organizations,conducting industry training,and improving the supervision of financial institutions,to carry out a systematic governance of the debt collection industry,thus promoting the standardized and sunny development of China's debt collection industry.
consumer creditdisposal of non-performing assetscredit servicedebt collectioncredit registrycredit repair
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