Visualization Analysis of Domestic Credit Research:System,Context and Frontier
Based on the visualization analysis of CNKI database and CiteSpace software,it is found that there are four major driving forces for the evolution of domestic credit research,which are the modernization of national governance,the diversified needs of corporate financing,the cross-cycle consideration of policy and the interdisciplinary development of theory.Domestic credit research has formed five major academic systems,which are the basic research of"social credit system",the cross research of"credit risk and credit evaluation",the cross research of"commercial credit and credit spread",the derivative research of"credit cooperation"and the comprehensive research of"credit rating".Domestic credit research is facing six major innovation opportunities,namely,the acceleration of the globalization process of financial cooperation,the prominence of the intelligent characteristics of financial technology,the improvement of the marketization degree of financial business,the expansion of the inclusive financial service project,the reflection of the endogenous contradiction of financial model and the improvement of the overall level of financial literacy.