"Artificial intelligence+credit governance represents a systematic transformation and comprehensive restructuring of the credit governance system in the age of intelligence.It is a social and technological composite system that encompasses inevitable theoretical logic,practical logic,technological logic,value logic,and goal logic.Through the integration of artificial intelligence and credit governance,technological change and institutional innovation,instrumental rationality and value rationality,human decision-making and machine decision-making intertwine to create boundary constraints on technology application,intelligent decision-making,data security,subject participation,and value realization.In order to fully unleash the multiplier effect of"artificial intelligence+credit governance,"it is essential to appropriately manage the symbiotic and mutually reinforcing relationship among the object,subject,carrier,media,and environment of credit governance,and empower sound credit governance with technology.
artificial intelligencecredit governancelogical reasoningboundary constraintspractical direction
NETL
NSTL
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