The Personal Information Protection Law of our country first proposed the concept of individual consent and used it as the legal basis for the processing of sensitive personal information.However,sensitive financial information poses challenges to the application of the informed consent model due to its inherent field characteristics;In addition,the lack of clarity in the individual consent requirements has resulted in it becoming a formality in the processing of sensitive financial information,and individual self-determination cannot be guaranteed.To solve this dilemma,it is necessary to strengthen the disclosure obligation of financial market entities,narrow the information asymmetry between financial market entities and individuals through a individual disclosure model,and introduce a dynamic consent model centered on the information subject to bridge the gap between"disclosure obligation"and"right to know".At the same time,based on the scenario theory,a"processing chain"model is constructed with the processing purpose as the core element and the processing method and sensitive information items as the related elements.Through the process of individual scenario,individual notification,and individual consent,the effectiveness of consent is improved,the disclosure cost of financial market entities is reduced,and individual consent becomes a feasible practical solution.
维普
万方数据
