首页|数字金融赋能新质生产力发展的路径研究

数字金融赋能新质生产力发展的路径研究

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数字金融扩大了金融服务覆盖面,降低了交易成本,提高了风险控制能力,拓展了信息数据应用空间.我国将通过培育、发展与壮大战略性新兴产业和未来产业,以及提档升级传统产业等方式提高新质生产力.新质生产力发展要求金融机构既要进行数字化、智能化转型,又要锐意创新拓展业务,且与同行相互协作形成合力.为了更及时、精准、有效地赋能新质生产力发展,金融机构需要通过多元化融资满足其资金需求,通过智能化风险控制促进其平稳发展,通过有效的金融创新促进新质资源的合理利用,通过相互协作共同构建新金融生态环境.
Research on the Path of Digital Finance Enabling the Development of New Quality Productivity
Digital finance has expanded service coverage,reduced transaction costs,improved risk control capabilities,and expanded the application space of information and data.China will improve new quality productivity by cultivating,developing and strengthening strategic emerging industries and future industries,and upgrading traditional industries.The development of new quality productivity requires financial institutions not only to carry out digital and intelligent transformation,but also to innovate and expand business,and cooperate with each other to form a synergy.In order to enable the development of new quality productivity in a more timely,accurate and effective manner,China's financial institutions need to meet their capital needs through diversified financing,promote their stable development through intelligent risk control,promote the rational use of new quality resources through effective financial innovation,and jointly build a new financial ecological environment through mutual cooperation.

financial institutionsnew quality productivitydigital financefinancial innovation

童元松

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常州信息职业技术学院数字经济学院,江苏常州 213164

金融机构 新质生产力 数字金融 金融创新

2024

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中国人民银行郑州培训学院

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CHSSCD北大核心
影响因子:0.904
ISSN:1674-747X
年,卷(期):2024.42(11)