Subject Analysis and Path Optimization of Science and Technology Loans in Henan Province
[Purposes]This paper conducts a comprehensive analysis of the operating entities of science and technology loans in Henan Province,and proposes an optimization path for science and technology loans in Henan Province.[Methods]Based on the current policy system of science and technology loans in Henan Province,optimize and transform the science and technology loans from the perspectives of loan relief and innovation driven.[Findings]Through the analysis of the operating entities of Henan Province's science and technology loan business,it is found that there are problems such as the singular-ity of enterprise guarantee methods in the operation process of Henan Province's science and technology loan business.[Conclusions]Based on the characteristics of technology-based enterprises in Henan Province,this paper proposes an optimization path for technology loans in Henan Province.
science and technology loanssci-tech enterprisespath optimization
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