知识产权质押融资风险影响因素研究——基于系统动力学视角
A Study on the Risk Influencing Factors of Intellectual Property Pledge Financing:A Perspective from System Dynamics
郑海味 1张一博 1张辽1
作者信息
- 1. 杭州电子科技大学 经济学院,浙江 杭州 310018
- 折叠
摘要
知识产权质押融资业务形成了一个多变量的系统机制,不同主体和客体间相关影响构成一个复杂的反馈回路,从系统视角识别知识产权质押融资风险具有重要价值.文章从企业、银行、第三方机构、政府和知识产权自身五个维度刻画知识产权质押融资风险,利用层次分析法设定指标权重搭建风险识别模型,展示各子系统间相互作用的反馈机制,最后借助系统动力学模型进行模拟仿真.研究发现,知识产权质押融资业务的风险具有复杂性,应该考虑总体风险而不能忽视变量通过系统反馈机制的间接影响.此外,模拟仿真结果表明,经济政策对系统风险具有多重反馈机制,不稳定性会加大风险,而有效的激励和风险补偿手段有助于知识产权质押融资业务的开展.
Abstract
Intellectual property(IP)pledge financing operates within a multivariable systemic mechanism,where various stakeholders and subjects are interconnected through complex feedback loops.Identifying the risks associated with IP pledge financing from a systemic perspective is of significant value.This paper charac-terizes the risks of IP pledge financing from five dimensions:enterprises,banks,third-party institutions,government,and the IP itself.It employs the Analytic Hierarchy Process(AHP)to establish indicator weights and construct a risk identification model,illustrating the interplay and feedback mechanisms among subsys-tems,followed by simulation using a system dynamics model.The study finds that the risks in IP pledge finan-cing are complex and require consideration of overall risks,without overlooking the indirect effects of variables through systemic feedback mechanisms.Moreover,simulation results indicate that economic policies have mul-tiple feedback mechanisms on systemic risks,with instability exacerbating risks,while effective incentives and risk compensation measures contribute to the development of IP pledge financing activities.
关键词
知识产权质押融资/风险影响因素/系统动力学/模拟仿真Key words
intellectual property(IP)pledge financing/risk influencing factors/system dynamics/simulation引用本文复制引用
基金项目
国家工业与信息化部知识产权项目(GZP09-2016)
出版年
2024
NETL
NSTL
万方数据