Discussions on the Enterprise Annuity System Improvement——Design Concept and System Optimization
Over the past twenty years,although China's enterprise annuity system has achieved certain results,it still faces multiple challenges.From the perspective of the design of the pension insurance system,the prominent manifestations are limited coverage,reverse income redistribution,and insufficient development momentum.Analysis has found that the effective incentive effect of China's enterprise annuity system requires at least one of the following two conditions:first,the enterprise has a large number of high paying employees;Secondly,the total salary of the enterprise cannot be independently determined.The effective conditions for the incentive effect are also the root cause of the limited coverage of the existing enterprise pension system,which leads to a lack of development momentum.In the context of the increasing impact of changes in the labor mar-ket structure on existing systems,it is recommended that the design concept of the enterprise pension system shift from focusing on classical decision-making theory to behavior,and from the perspective of the pension in-surance system,achieve coordinated development among multiple levels and pillars.
万方数据
