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后疫情时代湖州银行发展的机遇、挑战及对策

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后疫情时代,湖州银行的发展面临着诸多的机遇与挑战.经济逐步复苏刺激企业投融资需求,利好银行业务;社会对经济绿色复苏的关注,有利于银行业发展绿色金融;数字化转型融资需求提升,可以驱动中小银行优化转型升级.同时,湖州银行也面临着短期经济下行、同业竞争加剧以及绿色金融体系尚未完善等挑战.因此,湖州银行要立足本土市场、提高议价能力,树立数字化转型意识、创新绿色金融产品,提高风控水平、优化ESG(环境、社会、治理)评价体系,以不断提高风险抵御能力,实现更好发展.
Opportunities,Challenges and Countermeasures for the Development of Huzhou Bank in the Post-epidemic Era
In the post-epidemic era,the development of Huzhou Bank is facing many opportunities and challenges.The gradual recovery of the economy will stimulate the demand for corporate investment and financing,which will benefit banking business.The social attention to green economic recovery is conducive to the development of green finance in the banking industry.The increasing demand for digital transfor-mation financing can drive small and medium-sized banks to optimize their transformation and upgrading.Meanwhile,Huzhou Bank is also facing challenges such as short-term economic downturn,intensified industry competition and incomplete green finance system.Therefore,Huzhou Bank needs to establish a foothold in the local market,improve bargaining power,establish a sense of digital transformation,innovate green financial products,improve risk control level,optimize the evaluation system of environmental,social and governance to continuously improve risk resistance and achieve better development.

Huzhou bankpost-epidemic eragreen financedigital transformationevaluation system of environmental,social and governance

王珣、闫丽娟

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湖州职业技术学院 经济管理与电商学院,浙江 湖州 313099

北京联合大学 管理学院,北京 102200

湖州银行 后疫情时代 绿色金融 数字化转型 ESG评价体系

2024

湖州职业技术学院学报
湖州职业技术学院学报

湖州职业技术学院学报

影响因子:0.195
ISSN:1672-2388
年,卷(期):2024.22(1)
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