Analysis of the Criminal Constituents of the Crime of Cheating Loans
At the end of 2020,China made amendments to the provisions of"the Amendment to the Criminal Law(XI)"regarding the crime of fraudulently obtaining loans,narrowing the scope of inclusion in the crime of fraudulently obtaining loans,deleting the criminalization based on circumstances,and only retaining the mode of loss criminalization.The amendment states that the purpose of this modification is to meet the funding needs of private enterprises and stimulate their development vitality.In practical life,it is not uncommon for individuals or organizations to obtain large amounts of funds by providing false loan materials to financial institutions.Therefore,in the context of improving the criminalization criteria for the crime of defrauding loans,it is of great significance to clarify the criminal composition of the crime of defrauding loans for the determination of charges.
the crime of fraudulently obtaining loanscriminal compositionprotection of legal interests