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互联网金融时代下消费者权益保护的法律问题研究

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相较于传统的金融消费模式,互联网金融极大提高了工作效率,为公众生活带来了很大便利。目前的市场繁荣与动乱并存,如何在科技发展的同时应对互联网消费金融产品入行条件低、技术要求不规范、信用危机等风险,是消费者权益保护在互联网金融时代下面临的严峻挑战。因此,探究互联网金融时代我国消费者权益保护的现状和亟待解决的主要问题,并从专门立法层面、监管层面、消费者维权层面和消费者权益保护宣传教育层面等方面多角度探索对策,以促进对金融消费者权益的保护。
Research on Legal Issues of Consumer Rights Protection in the Internet Financial Era
Compared with the traditional financial consumption mode,Internet finance has greatly improved work efficiency and brought great convenience to public life.The current market boom and turmoil coexist.How to cope with risks such as low entry conditions,non-standard technical requirements,and credit crisis of Internet consumer financial products while developing science and technology is a serious challenge for consumer protection in the era of Internet finance.Therefore,we should explore the current situation of consumer protection in the Internet financial era and the main problems that need to be solved urgently,and explore countermeasures from multiple perspectives,such as special legislation,supervision,consumer protection,and consumer protection publicity and education,to promote the protection of financial consumer rights.

Internet financeInternet financial consumersprotection of rights and interestsconsumer finance

孙丹丹、王丽、常珊珊

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安徽医科大学 法学院,合肥 230032

安徽医科大学 马克思主义学院,合肥 230032

互联网金融 互联网金融消费者 权益保护 消费金融

2024

经济研究导刊
黑龙江省报刊出版中心

经济研究导刊

CHSSCD
影响因子:0.313
ISSN:1673-291X
年,卷(期):2024.(4)
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