Financing Risks of SMEs under Internet Finance and Countermeasures
Small and medium-sized enterprises have made significant contributions to employment,taxation,and other aspects in China.They are not only the backbone force driving the development of China's livelihood economy and society,but also one of the main components of the national economy.On the basis of an overview of Internet finance and SMEs,this paper expounds the financing advantages of SMEs under Internet finance,analyzes the financing risks of SMEs under the Internet finance environment,and proposes specific countermeasures,namely,improving laws and regulations,introducing talents,increasing investment,building a credit system and internal control system,in order to solve the financing problems of SMEs,reduce financing risks,and promote the sustainable development of SMEs.
Internet financeSmall and medium-sized enterprisesFinancing riskResponse strategy