首页|个人养老金政策执行的阻滞因素与纾解路径

个人养老金政策执行的阻滞因素与纾解路径

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个人养老金制度相关政策的推出,在一定程度上提高了公众的养老保障意识,但其执行效果仍不理想。基于史密斯政策执行模型分析个人养老金政策执行的阻滞因素,发现当前政策质量有待提升、执行主体履职不当、公众缺乏政策认同、经济面临下行压力等问题,未来应从完善个人养老金制度的相关政策、督促各主体履行自身职责、增强目标群体对政策的认同、稳定政策执行的外部环境等方面入手,促进政策落实,从而建立具有鲜明中国特色社会主义的个人养老金制度,打破公共养老金一枝独秀的局面,更好应对老龄化带来的挑战。
The Obstructive Factors and Relief Paths in the Implementation of Personal Pension Policies
The implementation effect of policies related to the personal pension scheme is not ideal.Analyze the obstacles to the implementation of personal pension policies based on the Smith policy execution model,find that the current policy quality needs to be improved,the executing entities perform their duties improperly,the public lacks policy recognition,and the economy is facing downward pressure.In the future,efforts should be made to improve the relevant policies of the individual pension system,supervise all parties to fulfill their responsibilities,enhance the recognition of target groups towards policies,and stabilize the external environment for policy implementation.As a result,we can establish a socialist individual pension system with distinct Chinese characteristics,break the monopoly of public pension,and better respond to the challenges brought by aging.

Personal pension policyPension insuranceThe third pillar of elderly carePolicy implementation

谢晨

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广西民族大学,南宁 530006

个人养老金政策 养老保险 养老第三支柱 政策执行

2024

经济研究导刊
黑龙江省报刊出版中心

经济研究导刊

CHSSCD
影响因子:0.313
ISSN:1673-291X
年,卷(期):2024.(16)