Research on the Application Points of Integrating Business and Finance into the External Guarantee Business of Listed Enterprises
With the development of the economy and the increase in financing demand,the scale of external guarantees provided by A-share listed companies in China continues to expand.However,the accompanying phenomena of malicious guarantees,excessive guarantees,etc.have led to a significant increase in business risks and financial hidden dangers.In this context,by analyzing the basic situation of listed companies'external guarantee business,the problems of total guarantee amount,guarantee risk,and concentration of large guarantees in recent years are pointed out.Analyze the risk factors of listed companies'external guarantee business from three dimensions:macroeconomic environment risks,guaranteed company risks,and internal risks of guarantors.In the three stages of pre-engagement,during-engagement,and post engagement,we conducted an in-depth analysis of the main risk points related to financial management in external guarantee business,and proposed management goals and entry points for integrating business and finance into enterprise guarantee business.The research results can provide valuable reference and guidance for the management of external guarantee business of listed companies,helping them better control risks and improve business performance in complex and changing operating environments.
Integration of business and financeListed companiesGuarantee practiceRisk factorsRisk pointsApplication points